# Next-Generation Fintech Interoperability Systems in Africa: Building the Foundation for Digital Finance
Pan-African Interoperability Roadmap: 1. National Payment Switches (Foundation) ↓ 2. Regional Interoperability Hubs ↓ 3. Continental Settlement Layer ↓ 4. Cross-Border Real-Time Clearing --- ## Next-Generation Fintech Interoperability Systems in Africa: Real-World Examples ### Tulupay's Financial...